Money Night Talk presented by Jean Chatsky and American Express

Hi, I'm Jean Chatzky.  I'm a financial expert and the mother of two teenagers.  So I know that although you've probably had the "sex" talk and the "drug" talk, you may not have had the "money" talk.  And as a result they may not know how to handle it. Surveys of teens themselves say less than half know how to budget or pay bills and only a quarter know how credit cards work.*  If the financial crisis has taught us anything, it's that these aren't just important money skills, they are crucial life skills.  Our children need them so that they can one day live responsibly and independently.  Fortunately, parents like you and me can do something about that. On Sept 16th, join me. Have the talk with your kids.  Don't worry, it's easy. I'll help you prepare by giving you the tools, the information, even the words that you need. So sign the pledge today. Then tell your friends and your family so that they can have the talk too.

*Source:Bulgatz, Sarah, and Marcy J. Walsh. "Optimistic Teens May Need Financial Reality Check, Schwab Survey Shows." Business Wire. March 27, 2007. http://www.businesswire.com/news/home/20070920006167/en/Optimistic-Teens-Financial-Reality-Check-Schwab-Survey (accessed July 10, 2010).